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Discover more at fidelity.com slash It's Time.

Her money comes to you through PRS. Hi I'm Jean Chatsky. Welcome to a little something different on her money today.

Our mailbag is overflowing.

That's the best way to put it.

And so Kelly and I decided we would just sit down and answer some questions.

This podcast will be a little shorter than our

usual podcast. Consider it a bonus episode. Let us know if you like it and what do you

have? Yes. First of all that's the first time I've done the intro with you and you can hear the

music and your headphones and it just puts you in a great mood.

I know.

Yeah.

Well, we'll get right to it.

Our first question is from Angela. She writes, I have just under 30,000 in debt remaining from grad school that I refinance last year with SOFI, thanks to your suggestion. And she refinanced it to 4.99%.

I have about the same amount of money in a savings account.

My question is if it would make sense for me to use all or most of my savings to pay off the

loan or if I should continue to make the monthly payments with a bit extra when possible and deal with accruing interest.

I'm 33 years old, not married, and don't have kids.

I'm maxing out my 401k at work and don't have any credit card debt.

Thank you for your help.

Hmm. Well I was all

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