Welcome to the Better Off bonus call the week. You know, this is the time when Mark and I love to hear from you. And so if you've got a financial question about anything going on in your life, give us a holler. Ask Jill at betteroffpodcast.com. We've got two chances to get you on the show, today's bonus call, and then after our

longer interview show, which we drop on Thursdays, we do the listener call of the week. So give us a

shout. Why not? Get a second opinion or a third opinion. Mark gives his opinion from behind the

glass. I get it. Believe me. So let's go talk to Samantha. She is on the line from North Carolina. Hi, Samantha. Welcome

to Better Off. What can I do for you? Hi, Jill. Well, I am a graduate student and I'm at Duke University

and I came right from undergrad just trying to get my schooling kind of over with and came out of

undergrad without any debt.

I played soccer and was on a scholarship, and so I didn't build up any school loans from

my undergraduate, but obviously not working.

I wasn't able to pay for my graduate school out of pocket.

So I have about a 50% scholarship for my tuition for graduate school.

I'm going to be graduating in May and looking for the best way to start paying that off.

So when I get a little bit of extra money, I'd also like to know what accounts I need to start

setting up for my retirement and just sort of get me on the right path preparing for graduation.

First of all, congratulations. That's number one, which is like you graduated without debt,

which is pretty awesome. Second of all, I was a soccer player in college as well, but I didn't

go to a program quite as good as Duke. I want to know what position you played.

I didn't play soccer at Duke. I played at Appalachian State, and I'm in grad school now. Oh, I got you. Okay. What position did you play in soccer at Appalachian State? Forward. Really? A wing? Yes. Or? Wing, yes. Left wing. Left wing. women's soccer players have a solid left foot so so you can go to

your left as we like to say fantastic so now you're a duke your grad student what are you studying

environmental management um i'm looking to be involved in Renewable Energy Finance Project.

Cool. It's a one-year program?

Two years. Two years. I just finished my first year.

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