Welcome to the Better Off Bonus Call of the Week.

We're sponsored by Betterment, the largest independent online financial

advisor.

Now remember, this bonus call, it's a little extra

so slip it right into your podcast stream there the way you can get it automatically

is to subscribe anywhere you get your podcast, Apple, Google Play, Stitcher, wherever, and then

you'll find that we do this bonus call and you've got two chances every week to get on the air

with us to talk about whatever's going on in your financial life.

Today, the Tuesday show, and then after we do the interview on Thursdays, we have the listener question

of the week. All you have to do is email us, Ask Jill at better off podcast.com. That is what

Jessica did. Jessica is on the line from New Jersey to Garden State. Hello

Jessica, what can we do for you? Hi, Jill, thanks for taking my call today.

Sure. I wanted to reach out actually about retirement planning,

not just for myself, but also for my father.

As somebody who... myself also for my father.

As somebody who does not have a lot of money saved up for retirement at this point,

I am trying my best to prepare, as maybe you could say, a good daughter to make sure that I can help

him out when he gets the full retirement and stops working.

You're so nice.

That's such a lovely, that is lovely.

It's sort of a weird thing like when parents sometimes they'll say to me you know oh I have to

hurt I have to save so much for my kids or I have to do everything for my kids and then they

...