BONUS call: 401(k) vs Roth 401(k)
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 27 February 2018
⏱️ 6 minutes
🧾️ Download transcript
Summary
In what is quickly becoming one of the most common questions we get, today we're discussing the Roth 401(k) option now being offered by many employers. Should you use it if available? Have a finance related question? Go to jillonmoney.com for all the contact info and we'll arrange to get you on. Don't forget, a brand new episode of the Better Off podcast comes out Thursday so stay tuned for more listener questions plus an informative interview. Better Off is sponsored by Betterment. Please let us know what you think by leaving a rating or review in Apple Podcasts. Connect with me at these places for all my content: http://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.youtube.com/c/JillSchlesinger https://www.linkedin.com/in/jillonmoney/ http://www.stitcher.com/podcast/jill-on-money http://betteroffpodcast.com/ https://itunes.apple.com/us/podcast/better-off-jill-schlesinger/id431167790?mt=2
Transcript
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| 0:00.0 | Welcome to the Better Off Bonus Call of the Week. |
| 0:06.3 | We're sponsored by Betterment, the largest independent online financial advisor. |
| 0:11.5 | This is the time where you can air any question that is on |
| 0:15.3 | your mind it can be about your personal financial life so retirement or taxes or |
| 0:21.6 | college funding. Maybe it's a question about should you or you've got two chances to get on the air every week. On Tuesdays we drop the |
| 0:34.8 | bonus call and after the longer show on Thursdays we've got the listener question of |
| 0:39.0 | the week. Just send us an email. Ask Jill at better off podcast.com and we would love to help you out. So today we are talking to David. He is calling from Los Angeles. Hello David. Welcome to the program. How are you? |
| 0:53.1 | Oh, I'm good. |
| 0:53.9 | How are you, Joe? |
| 0:54.7 | Great. |
| 0:55.1 | What can I do for you? |
| 0:56.4 | Oh, thank you so much for taking my call. |
| 0:59.0 | It sounds so real, just to talk to you. |
| 1:01.2 | I listen to you on the podcast for so long. So it's great to talk to you. |
| 1:05.3 | Is it better live? Just really different. But it feels great though talking to you. |
| 1:12.3 | Well, it's wonderful to talk to you. |
| 1:14.0 | So tell me what we can do for you. |
| 1:15.9 | Sure. |
| 1:16.9 | I have a question about a Roth's 401k contribution that is offered at my workplace. |
| 1:21.8 | So in 2017, I max out the 18K to my 401k. Of course this was pre-tax and I got |
| 1:30.4 | 18,000 at the deduction. |
| 1:33.5 | My family taxable household income is around 200,000 annually. |
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