Hey guys this is Ben and this is how I invest my own money. I was inspired by the new book

How I Invest My Money by Josh Brown and Brian Portnoy so I wanted to share how I invest my own money.

First of all the best investment decision I ever made was just developing good savings habits at a young age.

I don't know why, for some reason I guess I've always been a savor.

Part of it is probably personality-based, part of it is I think I was passed down good traits

for my parents.

My parents were always relatively frugal, never got into a lot of bad debt, they were always good of their money,

and I think I just learned from watching my mom and dad.

Things like spending wisely, staying out of credit card debt, and saving for the future.

I entered the working world in the mid-2000s, but didn't really have enough money to truly invest until the onset of the financial crisis.

Some of the best investments I've ever made came during that time, and it was as simple as just continuing to plow money into my 401k and IRA during 2008

when everyone else was running for the hills and putting their money in cash.

It felt like every time I put money in the market I got punched in the gut because the market just fell further but those

are some of the best stock market purchases I will ever make my life. Being thrown

into the fire like that early on was actually a blessing because it helped give me the

right mindset to view down markets as an opportunity

and not a risk. Before getting into specifics about my investments, I just want to issue a

full disclaimer. My investments are relatively boring, but boring works for me because I think boring wins over the long run.

Exciting is often the enemy for most investors. I also have a high tolerance for risk.

I've had the majority of my money in stocks for as long

as I've been invested and most of that money is in tax to per retirement

counts. So that starts with I have a 401k right now with the Red Hills Wealth Management.

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