BIG Questions In Finance: Are You IN or OUT? (SB1665)

The Stacking Benjamins Show

Joe Saul-Sehy | Cumulus Podcast Network

Investing, Business, Self-improvement, Education

4.2 • 1.9K Ratings

🗓️ 4 April 2025

⏱️ 64 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Is good debt a myth? Should we all chase FIRE? The basement panel weighs in. In today’s Financial Concepts Friday roundtable, Joe brings the basement crew together for a lively “In or Out” debate on some of the most polarizing personal finance topics out there. Are we in or out on the idea of “good debt”? Do budgets really matter when you’re just starting out? Should you talk about money with your friends and family… or is that still taboo? Joining Joe are three financial thinkers who aren’t afraid to stir the pot: Paula Pant from Afford Anything Jesse Cramer from The Personal Finance for Long Term Investors Show OG from our own basement think tank (and planning headquarters) Together, they dig into: Whether any debt can actually be considered good If living without a budget is a fast track to financial regret—or freedom The upside (and awkwardness) of open money conversations How FIRE goals like retiring by 35 sound… and feel, once you really unpack them Plus, Mom’s neighbor Doug drops by with a trivia challenge that’ll have you laughing (and maybe yelling at your speaker). And of course, we wrap up with reflections that’ll leave you both entertained and a little bit wiser. So grab a LaCroix from the mini fridge and join us in the basement—this one’s packed with laughs, insights, and hot takes on cold, hard cash. FULL SHOW NOTES: https://stackingbenjamins.com/personal-finance-most-controversial-questions-1665 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:30.4	Like a good neighbor, stay farm is there.
0:33.4	Spider pig, spider pig does whatever a spider-pig does.
0:38.3	Can he swing from a web? No, we can't, he's a pig.
0:43.3	Look how he is a spider-pig.
0:50.3	Live from the basement of the YouTube headquarters, it's the Stacking Benjamin Show.
1:01.2	I'm Joe's mom's neighbor Doug, and today we're asking our panel of contributors
1:10.0	some of the personal finance world's most controversial questions. Are they in or out? We'll parse the good,
1:17.4	bad, and ugly from budgets to debt and from investing to insurance on today's show. But that's not all.
1:24.1	We'll pause about halfway through today's discussion for the highlight of today's show,
1:28.5	the crown jewel in the stacking Benjamin's media empire. Yes, that's right. I'm talking about my
1:34.8	trivia. And now a guy who knows that 0% Aper isn't nearly as fun as it sounds. It's Joe
1:42.2	Salci-I. I love Doug. How you know. as fun as it sounds, it's Joe Osalciai.
1:51.1	I love Doug how you got the pronunciation right, too, right off S&L, Aper.
1:54.2	I'm pretty sure it's Aper.
1:55.3	Hey, everybody.
2:03.0	Welcome to the Financial Concepts Friday episode of the Stack & Benjamin Show. I am Joe Sal C-Hi, and we're going to have some fun today with this construct that I borrowed from another
	...

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