Big Life Changes Demand Bold Money Decisions

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 5 February 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Dr. John Delony answer your questions and discuss: "How do I tell my husband he needs to suck it up and get a better job?" "Should I pay off a rental property?" "I'm worried about my siblings depleting their portion of our inheritance," "My daughter claims that her classmates are spending $20/day for take-out lunches," "We're debt-free but living paycheck-to-paycheck," "Can I afford a luxury watch?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☂️ Get trusted insurance coverage that fits your budget. 🏖️ For help with investing, get connected with a SmartVestor Pro. 💵 Start your free budget today. Download the EveryDollar app! 🪑 Check out Front Row Seat with Ken Coleman! 💪 Invest with confidence! Get tickets to Investing Essentials 💼 Connect with a RamseyTrusted tax pro for help with payroll and more Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from Ramsey Solutions, it's the Ramsey Show, where we help people build well, do work that they love, and create amazing relationships.
0:21.9	I am Rachel Cruz hosting this hour with best-selling author and host of the Dr. John
0:27.2	Deloney show, John Deloney.
0:29.1	And your best friend, but...
0:30.3	And my BFF.
0:31.1	You don't have to say that on either.
0:31.9	You don't have to say that on either.
0:32.9	My good friends, John Deloney.
0:33.5	So we are answering your questions about your life, your relationships, your money.
0:42.6	So give us a call at AAA-8-25-2-2-25, and we are here for you.
0:44.4	All right, starting us off.
0:47.3	This hour is Holly in Portland, Oregon.
0:48.2	Hey, Holly.
0:49.0	Welcome to the show.
0:50.7	Hi.
0:51.4	Hi.
0:52.1	Hello, hello.
0:53.0	What's up?
0:54.5	Hey.
1:00.3	I have a difficult question, and I'm really glad that I get to talk to both of you about it.
1:01.7	Absolutely.
1:02.4	Let it rip.
	...

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