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The Ramsey Show

Beware of “Debit” Cards That Claim To Build Credit (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 28 April 2023

⏱️ 39 minutes

🧾️ Download transcript

Summary

Jade Warshaw & George Kamel answer your questions and discuss: "I'm drained and hate my job... can I afford to quit?" "Should I pay off my car lease or sell it?" The danger of debit cards that claim to build credit, Rolling over a 401(k) into a Roth, "We're in a house we can't afford" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Gamma

0:30.5

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, moving in storage studio, it is the Ramsey show.

0:38.0

Where we help people build wealth, we help people do work that they love, and we're helping you create and build actual amazing relationships.

0:47.5

We want to talk about what's on your mind. We want to talk about your money, we want to talk about your relationships.

0:52.5

Give us a call, the number is triple 8, 825, 525, and let's just go straight to the phone lines. I'm your host, Jade Warshov joined by George Campbell, and we're going to take your calls.

1:03.5

So let's talk to Sophia. She's in Baltimore, Maryland. What's going on, Sophia?

1:07.5

Hi, guys. Thank you so much for taking my call. I'm calling because I just like my job. I want to quit. I want to find something that's more aligned with me, but I don't know if I'm financially in the place to do that.

1:21.5

I was wondering if you guys could help me figure that out and maybe make a plan for the next step.

1:28.5

Sure.

1:29.5

Definitely. So tell us about your job a little bit. What do you hate about it? What's the problem?

1:34.5

Sure. I'm a government consultant. I work eight hours a day at a desk. I just don't feel like I'm doing impactful work.

1:45.5

I'm a people person, everything's in nowadays. I just don't feel like I'm making an impact, and I just endrained every day at the end, and I'm not excited to get up to go to work the next day.

1:59.5

But it pays really well, and I have really good benefits, and they're safety there.

2:04.5

What do you make?

2:06.5

125.9.

2:09.5

Okay, plus the benefits. Do you think there's another place that would pay you 125 plus good benefits?

2:16.5

Yeah, but I don't know if what would satisfy my soul and my heart and what I meant to do would ever pay that.

2:23.5

So I think maybe there's a little come to Jesus moment about just accepting that maybe for me to be happy I need to accept making less money.

2:30.5

So what is that thing for you?

2:32.5

We're regardless of money. If money was not an object, what would you be doing?

2:38.5

Honestly, like I bought a home a couple years ago, and I love working on it. I love like flipping houses. I love doing a lot of hands on work.

2:48.5

I have maybe event planning, teaching. I love to teach. I would love to teach it like a community college or something.

...

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