Hey there, this is Daniel. Thanks for listening to DIY Money. Now, if you haven't already, be sure to give us a five-star review so your friends know that this is a show that they can learn from. Follow us on Instagram at DIY.money. Now, enjoy this episode.

Welcome back. ladies and gentlemen.

You're listening to another edition of D.I.W. Money.

Daniel, I have got to tell you a very quick story, and I think this is very appropriate for

our audience.

I very rarely buy trip insurance. I think it's

kind of one of those things that it's like, ugh, I mean, if I have to cancel this or whatever,

but our sort of rule in our home is when we're traveling with our children and it involves

airfare or something along those lines,

we get the trip insurance. Because while I may be able to pop a few Tylenol and get on the

plane and I'm good to go, obviously the kid, that might be a different story. My middle son and I

had an epic European trip planned for this summer. It's kind of been a right of passage

in our family. We booked it way before all the COVID stuff, got the insurance, boo yeah, okay?

And now finally made a decision, look, there's no way I'm taking my 10-year-old over to Rome,

you know, what happens if one of us gets sick?

I mean, blah, blah, blah, blah.

So we canceled.

I thought for sure it would be a no-brainer.

Every, you know, hotel, you'll be like, oh, yeah, of course.

COVID, you know, if we wouldn't have had the insurance, we wouldn't have gotten a refund. They were holding to their policy of not, you know,

because of course we did a package deal,

non-refundable, yada, yada,

...