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Thank you to Liz, by the way, for calling in the program.

And in February, I look forward to celebrating Liz's birthday, her 49th birthday.

Stephen Holder is with ESPN.com, joins us now on the program on the always busy and

shockingly unsptered guest line.

Stephen, I'll begin with this.

You know, Monday is always kind of the day when the dust settles on a game and you kind of get a chance to look back and get just a better understanding of how things fell, so to speak, and what went right, what went wrong, etc.

Do you believe that Shane Steichen, other than giving more clarity and kind of admitting to overthinking that final drive offensively.

What areas do you think the Colts look back on and said,

even though we won, here are the areas that are of concern?

Well, for me, it's the red zone.

I think that late game situation could have been avoided had they converted when

they had an opportunity. I mean, well, excuse me, three opportunities, I believe, down in the

red zone, at least once inside the 10, and I think maybe twice, I don't remember the exact

field position, but, I mean't remember the exact field position.

But, I mean, they were in a scoring position all day long.

I mean, that's what they do now, right?

I mean, they move the ball.

They get down in position and they get points.

But you got to get touchdowns when your defense is giving up points on the other side.

So that would be my nitpick outside of the late game situation, which is more than a nitpick.

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