Best of Caller Questions
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 3 January 2025
⏱️ 51 minutes
🧾️ Download transcript
Summary
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.
Today's Stocks & Topics: Fixed Index Annuities, Delaware Statutory Trust, 403b Plan Fees, High Yield Savings Account vs. Money Market Fund, Bonds and Treasuries, Transferring Money 401k to IRA, Portfolio Composition and Cyclical Composition, Fully Paid Lending, Earnings Per Share, Credit Card Debt, Charting, Issued Shares, Bonds, Mid and Small Caps, Health Care Investing, The Wash-Sale Rule, Thrift Savings Plan, Where to Invest, Trading Accounts.
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is a special Invest Talk, best of caller questions compilation program. |
| 0:05.9 | Remember, the InvestTalk phone lines never close. |
| 0:09.7 | Please call with questions. |
| 0:11.3 | 888-99 chart, 888-99, C-H-A-R-T. |
| 0:17.2 | They will be played and answered on an upcoming InvestTalk podcast. |
| 0:23.3 | Hi, good morning. So I just had a question on what your thoughts about fixed indexed |
| 0:30.1 | annuities are. All right. Thank you so much. Can't wait to hear the answers. Bye-bye. |
| 0:36.0 | I have a simple answer. It is do not come anywhere close to them. |
| 0:42.8 | Run far away. If anybody is pitching you a fixed index annuities, annuity, you should turn around and walk away immediately. |
| 0:49.7 | I have never, in my 20 plus years in this business, have never once, ever, ever, ever, |
| 0:56.1 | and I don't know how I could take up the entire show saying ever. |
| 1:00.2 | I have never ever had anyone that was happy they bought one. |
| 1:05.5 | Not one person. |
| 1:07.0 | And I've talked to thousands and thousands and thousands of people. |
| 1:09.8 | In addition, Steve in his prior career, was in the insurance industry. |
| 1:16.1 | And so he knows the games that are played in the insurance industry. |
| 1:19.4 | And he knows the good products from the bad because he was intimately involved in many of them. |
| 1:25.6 | He was investing on behalf of the insurance company |
| 1:29.3 | for in taking the money that people invest in indexed annuities. |
| 1:35.2 | And so he knows a lot about them. |
| 1:36.7 | He says the same thing. |
| 1:37.7 | Never invest them. |
... |
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