Best of Caller Questions
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 12 September 2025
⏱️ 49 minutes
🧾️ Download transcript
Summary
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.
Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios.
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Transcript
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| 0:00.0 | This is a special Invest Talk, best of caller questions compilation program. |
| 0:05.9 | Remember, the InvestTalk phone lines never close. |
| 0:09.7 | Please call with questions. |
| 0:10.9 | 888-99 chart. |
| 0:13.5 | 888-99 C-H-A-R-T. |
| 0:17.3 | They will be played and answered on an upcoming InvestTalk podcast. |
| 0:22.2 | Let's go to a live call. Richard and Santa Clarita wants to talk about strategy in case of a recession. |
| 0:27.9 | Yeah, hi, Justin. Thanks for taking my call. I'm a long-time listener, and I might make a few |
| 0:33.8 | quotes. I heard, you know, Steve say, and some things you've said as well. But in terms of |
| 0:39.3 | preparation or portfolio preparations, I should say, for a possible recession, upcoming recession, |
| 0:46.7 | or at least a very strong pullback. First of all, I know that Steve always said, you never, |
| 0:52.9 | you know, you might sell, do some trimming, take profits off the table, |
| 0:56.8 | you never get out of the market, because you never know what's going to really happen. No |
| 1:00.9 | forecaster, you know, knows for sure. But one of the things to do, I would think, would be to |
| 1:08.0 | set up, you know, some dry powder, you know, cash. I remember during the COVID recession, |
| 1:13.4 | the short one, you know, it was cash and the king was the thing that was being said so much. |
| 1:18.8 | So my question would be, what do you think of the chances at this stage of a very strong pullback |
| 1:25.1 | recession? And if so, what percent of a portfolio should you have in cash that's ready to go? |
| 1:33.5 | Because when the market, you know, the market usually goes up that takes the stairs. |
| 1:38.4 | When it comes down, sometimes it can take the elevator. |
| 1:42.0 | With that percentage, I'm thinking maybe 10% to 15% would be something. |
| 1:49.4 | And you can put that in a money market also or at least collect some interest. Given what's |
... |
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