The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.

I'm George Camel and I'm joined by the one the only my smart money happy hour co-host Rachel Cruz

Good to be here George always is we usually don't host a whole bunch together, but this is when we get to it's a real treat.

It's a special time, y'all are here for it.

So we haven't got to hang out in a while, Rachel.

We're taking calls from people all over the world now.

We've gone international officially. So if you want to join us

call AAA 825-525. We'll answer your questions. We'll give you our best

advice. Sometimes it we've been known to hurt feelings. We've been known to tell people to sell the horse.

This is the kind of stuff that happens on this show.

You're in there a part of the, you're an accomplice, Rachel.

I will give you advice in a kind nice way George you never know you never

know well congrats Rachel on your new kids book it's been fun I'm glad for what I

have yeah I read it to me the other day she't know because she's five months old but she

enjoyed it it's good hey reading even to the young ones I've heard that I saw

my wife sent me the Instagram reel thank you Jonathan is up first in Raleigh, North Carolina. Jonathan, welcome to the show.

Hey, thanks for having me guys. Absolutely. How can we help?

So I am a long time familiar with Dave Ramsey just kind of started getting into it more recently the last year

But I am going I've done the baby steps have been debt free and then got married and other things so

Recently I've done the attempt to get my wife to budget with me.

So I got her to watch the financial piece that was gifted to me because I'm a veteran.

And I got her to watch the first episode. And as soon as I brought up the budget she shut it down. She was mad.

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