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I've been married two and a half years and my husband and I have two homes between us.

And up until last month we've done our finances about 90% separate.

And I'm just not sure where to go from here. I've accumulated $20,000 in debt, and I'm really struggling to pay it off.

I make $31,000 a year.

Okay.

Let's go back a second.

I want to go back here and get some details on this.

You guys have two homes, and you said up until, I thought you said two months ago,

90% of your income, I mean, 90% of your finances were separate. I don't quite understand that.

Are you guys living in different houses?

Yes.

For how long have you been doing this? The entirety of your marriage or is this a new development?

The entirety of our marriage.

So are you married? Like, really?

Yeah, that's how it, yeah.

Can I ask a weird question? Why did you get married?

Well, a couple weeks ago, my husband shared with me that he actually didn't want to get married,

that he was too afraid to tell me because he would hurt my feelings.

And so I've wondered that.

We did have a plan to find a home together that kind of met halfway and we had both compromised

and that has since been blown out the window since we've been married so i just uh we've both been just trying to make it work so this

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