Be the Tortoise Not the Hare

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 29 January 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Dr. John Delony & George Kamel answer your questions and discuss: I'm bringing a ton of debt into our new marriage," "Should I keep putting my money into Bitcoin?" "Should I sell the truck I bought with my grandfather?" "When should I move out of my mom's house?" "Should I help my husband pay off his debt?" "Is Webull a good platform to start investing?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ Get Tickets to the Money & Relationships Tour 💼 Connect with a RamseyTrusted tax pro for help with payroll and more 💵 Start your free budget today. Download the EveryDollar app! 🪑 Check out Front Row Seat with Ken Coleman! 💪 Invest with confidence! Get tickets to Investing Essentials Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from Franklin, Tennessee, from the headquarters of Ramsey Solutions, it's the Ramsey
0:20.1	Show, where we help people with their money, their relationships, their work, their mental and emotional health with just about everything.
0:27.5	I'm John Deloney joined by my good friend George Camel, and we're taking your calls live.
0:31.8	885-2-2-25. If you were born in the last century, the call is toll-free. And if you were born in this century, you don't even know what that means.
0:40.8	That's what's up.
0:41.1	8-25-5-2-25. Let's go out to Orlando, Florida and talk to Grace. Hey, Grace, what's up?
0:50.3	Hi. How are you guys?
0:52.1	I mean, I don't know a way we could be better. We're actually doing pretty good right now.
0:55.8	I love that.
0:56.8	I love that.
0:57.4	Thanks for having me.
0:58.5	What's up?
0:59.0	I was calling in because I am getting married later this year.
1:03.9	My fiancé has no debt, but I am bringing in quite the load.
1:08.5	I have about $180,000 in student loan debt that's all private and about 15 in credit card debt.
1:15.8	And I've been told multiple things.
1:17.1	I've been told to file for bankruptcy while I'm single.
1:19.8	No!
1:20.6	You can't even telling you this.
1:22.1	You can't even discharge that 180.
1:24.8	Yeah.
1:25.3	So I just, I feel out of options.
	...

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