Barclays AA cards: planning the transition to Citi | Coffee Break Ep91 | 2-3-26
Frequent Miler on the Air
Frequent Miler
4.9 • 640 Ratings
🗓️ 3 February 2026
⏱️ 30 minutes
🧾️ Download transcript
Summary
If you have an American Airlines card issued by Barclays, it won't be a Barclays card for much longer, as AA cards will transition to Citi instead. So what does that mean for you? We'll answer some common questions about this transition in today's podcast episode.
Barclays AA cards: planning the transition to Citi
Read more about the Barclays to Citi transition here.
(01:03) - April 24, 2026, the bank that issues your AAdvantage® credit card is changing from Barclays Bank Delaware to Citibank, N.A. (Citi)
(02:15) - $99 cards
(02:45) - Silver to Globe
See our episode about the Globe card here.
(03:24) - Barclays vs Citi Companion Certs
(11:45) - Should we cancel our Barclays cards before the changeover?
(16:38) - Disadvantages to cancelling BEFORE
(23:07) - Should we apply for Citi AA cards before the changeover?
(24:25) - What are Nick and Greg going to do?
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Music Credit – Beach Walk by Unicorn Heads
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Transcript
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| 0:00.0 | This is a Voyescape podcast. |
| 0:03.9 | You can find all of our travel podcasts from around the world at voyescape.com. |
| 0:11.0 | Welcome to Freakimilar's Coffee Break, where we focus on a single topic related to miles and points. |
| 0:16.6 | And each coffee break is limited to 20 minutes or less for your money back. |
| 0:23.0 | Barclays American Airlines cards planning the transition to Citibank. |
| 0:27.9 | If you have an American Airlines card issued by Barclays, it's not going to be a Barclays card much longer. |
| 0:34.8 | They're planning to transition all of those cards to Citibank so that |
| 0:39.3 | AA will only have one card issuer in the United States, and that is City. And in today's |
| 0:44.6 | coffee break, we're going to talk about the ins and outs of what's happening and how you should |
| 0:49.3 | maybe play that transition. Should you be looking to cancel your card now? Should you be looking to pick up |
| 0:54.8 | in American Airlines card from City now before the transition? These are questions we're getting, |
| 1:00.0 | and we're hoping to answer as best we can. Yeah, and if you're listening to this, you're making |
| 1:03.8 | the right move because I think that the wrong move would be to have a knee-jerk reaction to the |
| 1:08.8 | announcement because there's a lot of complexity. |
| 1:11.0 | It's not simple, so you really need to sit and think through it a little bit. |
| 1:14.4 | But let's cover the basics first. |
| 1:16.7 | On April 24th of 26, Barclay's American Airlines cards will become City American Airlines cards. |
| 1:22.9 | So you can keep using your existing card after April 24th, but it's going to become a city card, |
| 1:28.6 | and they're going to send you a city version of the card beginning on April 27th, |
| 1:34.5 | and sometime within the next six to eight weeks after that. So expect to see a city AAA card in the mail. |
| 1:41.0 | And some basics that we know include that your anniversary date's going to stay the same. |
| 1:45.8 | If your account has an annual fee, your annual fee will be assessed on or after your next anniversary |
... |
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