We've got big themes from big bank earnings. You're listening to Motley Fool Money. I'm Ricky Mulby joined today by Matt Frankel.

I appreciate you being here. I'm Ricky Mulby joined today by Matt Frankel.

Matt, appreciate you being here.

Thanks, it's been like twice in a week.

I'm really glad to be here again.

Well, when we got, you're a bank watcher,

and we've got a lot of big banks to watch.

We're getting a macro picture, is a lot of big banks to watch. We're getting a macro picture is a lot of the big

banks have kicked off this earning season. This is the first time we're getting their

insight into this new rate-cutting era seems to be a little bit of a low interest rate party going on but

what is your headline from the pile up of big bank earnings?

Better than expected but that's usually the headline every quarter.

I don't know who's who these bank analysts are.

They're obviously not very good at, you know, realistic estimates.

I feel like they always kind of set the bar, you know, a little bit low and banks tend to

over deliver.

But it is worth mentioning that the rate cut

that you're talking about.

Yes, the banks are all trying to talk it up,

but it's really not reflected in the numbers yet,

because it just happened toward the end of the third quarter.

So, you know, take that as you will.

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