And the The banks are being stress test truly.

We in a situation right now where because of 2008,

because America always has, because America always has a financial crisis.

The banks always have to stress test themselves.

Now remember I told you all last week, was the week before last I talked you all about

Remember it was a hundred thousand

MDIC insured and then after 2008 they went to 250,000. So you and then we talked about that how

they only insured 250,000 and then we talked about what different ways that you can set up a council they can ensure more than that right?

Well now they're trying to increase it to 12,000 I'm sorry 500,000 I'm sorry half a million but now the results are in it's actually going to be in tomorrow

so all the banks are being stress tests here's what they're looking for.

They're looking for capital planning of the banks.

They're looking at how liquid a bank is.

We're talking liquidity.

But then they also looking at how much cash

that the banks can return to their shareholders via dividends and buyback?

Because what are the things we know that banks do?

When the banks in trouble, guess what they still going to try to do? Pay them dividends.

When a bank in trouble, what they're still going to try to do?

Buybacks. So the stress test also says lending and borrowing, right?

How much are you lending?

How much are you borrowing?

But they also put them in certain interest rate environments.

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