This is Motley Fool Answers. I'm Alison Southwick, and I'm joined as always by Robert Brokamp,

personal finance expert here at The Motley Fool.

Hello, Allison.

Hi, bro. In today's episode, we're going to learn how to ball like Buffett and invest like LeBron

with advice from both men that you can put to work in your life.

We'll also talk about how saving more for

retirement helps not in one but two big ways. All that and more in this week's episode of Molly Fulansors.

So, bro, what's up? Well, Alison, as I often do at this time of year, I've been gathering

predictions for the future returns of various asset classes from various experts in financial

services firms. In the industry, these are called capital market assumptions, and they're

used by financial planners to put into their little calculators to determine whether someone's

on track to meet their financial goals. So we know that all predictions are difficult,

and they're not going to necessarily come true, but you

have to choose something. And I do this about once a year. So I'm not completely done, but I've

looked through the capital market assumptions of several firms. And here's generally the consensus.

And again, these are these are longer term returns, like over the next seven to ten years. No one

knows what's going to happen next year. But generally speaking, the returns have come down. So the consensus roughly is that for U.S. stocks, they expect

about five and a half percent a year. Non-U.S. developed country stocks, a little higher at six

point five percent. Emerging market stocks, a range of 5 to 8. Most people think emerging

market stocks are going to do better than other types of stocks over the next 10 years, but there's

so much uncertainty about that. That's why there's a range there. U.S. bonds, 2 to 3 percent, and cash,

2%. You never really know what's going to happen with the stock market. You can have much more certainty about what people expect for cash and bonds.

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