Balancing Student Loans and Retirement
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 2 February 2020
⏱️ 10 minutes
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| 0:00.0 | Hey there, this is Daniel. |
| 0:03.0 | Thanks for listening to DIY Money. |
| 0:05.4 | Now, if you haven't already, be sure to give us a five-star review so your friends know that this is a show that they can learn from. |
| 0:11.7 | Follow us on Instagram at DIY.money. |
| 0:15.2 | Now, enjoy this episode. |
| 0:20.6 | Welcome back, ladies and gentlemen, you are listening to another edition of DIY money. |
| 0:26.9 | All right, we're going right to the phones today. |
| 0:30.5 | We got a great question from Brandon in the Pacific Northwest State of Washington. |
| 0:37.4 | Brandon, what you got? |
| 0:39.1 | DIY. |
| 0:40.7 | Hey, DIY money, guys. |
| 0:42.8 | This is Brandon from Washington State. |
| 0:46.3 | My question is regarding balancing paying off student loans and investing in the future. |
| 0:53.0 | So currently, I have quite a bit of student loans, but I am also contributing the minimum |
| 0:58.4 | to a company match 401K just to get their matching benefit. |
| 1:03.6 | But I've heard various camps suggest to halt all investing until those loans are paid off. |
| 1:12.6 | I'm just wondering if that would be a good idea to get them paid off sooner. But then I would, I feel like I'd be losing out on basically |
| 1:18.4 | free money from my employer. Anyways, curious to hear you guys' thoughts. Thanks. |
| 1:24.4 | Okay, Daniel, what do you got for Brendan? |
| 1:28.3 | You know what? |
| 1:35.8 | I would absolutely do the, at least the matching component of your 401K, because as he alluded to not so subtly, that is in essence kind of free money that your employer is putting |
| 1:42.7 | into the 401K to match a portion of what you are |
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