Back to the Basics: Save First
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 20 February 2026
⏱️ 17 minutes
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| 0:00.0 | Hey, this is Ali, and thanks for listening to the show. |
| 0:04.2 | Give us a five-star review where you listen and share this episode with someone who might need to hear it. |
| 0:08.5 | Now, enjoy the show. |
| 0:12.6 | What's up, everybody? |
| 0:13.7 | Welcome back to another edition of DIY Money. |
| 0:17.5 | See, I brought the heat. |
| 0:19.4 | That was good. |
| 0:20.0 | That was a very good intro intro what's new in your |
| 0:21.4 | world logan well no you were you were almost to the point of anger uh with quint about this very |
| 0:29.5 | important sip club and panera bread and all the things yes quince not here today to defend himself |
| 0:36.4 | so we can roast him that's actually how it works. |
| 0:38.0 | But I'll totally roast him for this. |
| 0:39.3 | So as you guys might know, I've talked about it from the podcast before. I'm actually so glad you brought this up because now I'm getting mad about it again and I need to air it out. Panera has this program. It's called the SIP Club. Okay. You pay, I think it's $15 a month. |
| 0:54.3 | Okay. |
| 0:54.9 | I only don't know, to be clear, because |
| 0:57.3 | I had a promo for a while where it was cheaper, and it's still slightly cheaper. |
| 1:01.3 | Yeah, you're doing a really good job tracking. All right. Can sign up for $15 a month, and then you |
| 1:06.4 | get unlimited sips, you could say. Coffees, juice, I guess if you want juice on the line set. Get some juice. Go get you unlimited juice. Hey now, I love juice. What is wrong? For $15 a month. What's wrong with me is I'm angry about this. I don't think people get unlimited sips for the juice. I'm going to be honest. Anyway, go get your juice at Panera. |
| 1:29.1 | I get it because I go there weekly for breakfast and then I also go there to study. |
| 1:34.7 | So I can get like a green tea or sometimes I get coffee. |
| 1:38.3 | In the mornings I get their coffee and I regret it every single time. |
| 1:43.0 | It is so bad. For a while I was trying to be like, this is okay. I'm saving money. It's literally horrible. And I think it's because now, and you guys heard me talk about my find on market. I don't know if I'll make it through this episode right now. I'm so mad. He just take my jacket off. We can't have anyone freak out out there, okay? We've got a key market exposure. The coffee is so bad, okay? That's all you need to know. Okay, but you did find an espresso maker on Facebook marketplace. On Facebook Marketplace, and I think that's why I'm such a butt about my coffee now. There I said it. But the funny part about the fact that you have an espresso machine off Facebook marketplace |
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