Back to the Basics: Budgeting 101
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 3 January 2025
⏱️ 16 minutes
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| 0:00.0 | Hey, this is Daniel. |
| 0:01.9 | Thanks for listening to DIY Money. |
| 0:04.1 | If you haven't already, be sure to give us a five-star review on iTunes so your friends know that they can learn from the show. |
| 0:10.6 | Now, enjoy the show. |
| 0:15.8 | Welcome back. |
| 0:16.8 | Ladies and gentlemen, you're listening to another edition of DIY Money. |
| 0:20.4 | DIY Money. A. Howard, we're three times in a row. Third times the charm. So I'm not going to ask you about your New Year's resolutions. I'm not going to ask you about any of that. And the last episode went 29 minutes. So let's just go right into it. Keeping it short. But do send us the questions. We're rolling into the new year. |
| 0:38.2 | Merry new year! |
| 0:39.2 | We'd love more questions. |
| 0:40.7 | Podcast at DIYmoney.org. |
| 0:42.9 | We'll send you a $25 Amazon gift card if we use it on the show. |
| 0:46.1 | DIY Money Jr. |
| 0:47.1 | questions always, always are bumped to the top. |
| 0:51.3 | So we're in a Back to Basics series. |
| 0:53.8 | Episode number one was tracking spending, |
| 0:57.1 | which is the first level of foundation of building a budget, which everybody says you need, |
| 1:03.2 | if you want to improve your financial situation, which I agree with. However, most people |
| 1:07.6 | never talk about how to actually build a budget. And it starts by tracking the money you're spending. |
| 1:14.9 | So now that you've been tracking expenses, in any form that fits your personality. |
| 1:22.8 | You could be using the Spiral Notebook. |
| 1:25.5 | You could be using the Excel sheet. |
| 1:27.3 | You could be using QuickInner QuickBooks. |
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