There's something so romantic about winter and I don't know whether that's just because

I'm a bit for homebody and I love a 5th.

But I think it's just the holiday period, it's just for me, it's the most romantic period.

And I think anyone who's listened to my records will know that I'm quite a big fan of romance.

Joy in every sip with red carp snout back at Starbucks.

Imagine living until you're a hundred.

For people born today there's a good chance it could be a reality.

As life expectancy continues to increase we need to change the way we view retirement.

At Phoenix Group we believe we all need to think differently about how we work, learn,

save and live to ensure people enjoy the life they want when they stop working.

Let's reshape retirement together.

Visit thefenixgroup.com forward slash let's get ready.

Phoenix Group is the brand name for Phoenix Group Holdings PLC and its subsidiary company

St. Brands.

What's up everybody it's your album we are back in the States.

We're here.

We're in the America.

One America.

Hi Chris.

Did it?

Does anyone know that we left the States?

We talked about last episode you were there you actually even have to listen to you were

...