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The Ramsey Show

Avoid Decades Of Financial Stupidity With These Simple Steps

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 27 February 2024

⏱️ 117 minutes

🧾️ Download transcript

Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Jade Warshaw answer your questions and discuss: A couple that has $1 million in student loans and doesn't know what to do "My car got repoed today - should I buy it back?" How to enjoy your financial success in Baby Step 7 Why it's so important to do the Baby Steps in order to maximize how quickly you can pay off debt A really difficult call where caller learns the hard truth that she's being financially abused by her husband Rachel and Jade weigh in on a disagreement a couple is having about if they should pay off their mortgage or build the patio of their dreams Support Our Sponsors: NetSuite Zander Insurance USCCA BetterHelp Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent ☂️Protect yourself with the right coverage—take our coverage quiz! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, no. Live from the headquarters of Ramsey Solutions, it's the Ramsey show where we help people build

0:34.5

wealth do work they love and create amazing relationships I am Rachel Cruz

0:39.4

hosting this hour with Jade Warsaw and we are here to take your calls and you can call us at

0:47.0

825-52-25 and we'll be answering your questions on life and money and career, relationships, all of it.

0:57.0

So let's get to the phones this hour.

1:00.0

We have Amy in Pensacola. Hi Amy welcome to the show. Hi how are you? We are

1:07.2

doing great how are you? Good. How can we, yeah, excited to be on the phone.

1:14.0

So I have a bunch of questions, but my husband and I are definitely in need to help with

1:21.7

overall financial plan.

1:23.4

We have more than over a million dollar in death.

1:27.3

Whoa!

1:29.4

What's it in?

1:30.4

What's the debt in? Well, we went through a really long school life.

1:36.0

Okay.

1:37.0

So our student loan was a million when we graduated.

1:42.0

Oh my gosh. Wait, you can't just cruise past that you got to tell us more.

1:45.7

What are your degrees in Amy? So we are both in dental specialists so you know college what we actually didn't have any

1:55.7

loans for college. dental school we had loans. Specialists, uh, residencies we

2:01.2

actually didn't have loans because my husband served in the military.

2:05.0

So they pay for that.

2:06.0

So just dental four years of them alone we have a million dollars together.

2:11.0

Okay, but you earn a lot of money right? I sure hope so.

...

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