On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent Thinking, shared success.

InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Portfolio Manager, Luke Guerrero.

Good afternoon, fellow investors, and welcome back to InvestTalk.

My name is Luke Guerrero, and it is Thursday, February 27, 2025.

And if you've been paying attention to markets today or recently, you've seen an uptick in volatility.

And volatility is the unavoidable byproduct of change.

And as we've been saying for some time, this is a year of many, many changes.

Changes all around us.

And so in order to be the best investors we can be,

we need to seek to recognize those changes, to understand

those changes, the explicit side effects, the implicit side effects, things that you may not

even think about initially when you hear about them. And so in 2025, our mission is the same as it

is every single year, and that is to help make

you a better and more informed investor.

Now, in order to do that, we will talk about many stories today.

We will talk about markets today.

We will talk about tips, advice, trends, all today.

But most importantly, we will be answering your finance and investment questions through voicemail, through our Investdoc YouTube channel comments section, through our iTunes

review section, and hopefully live throughout this show at 88899 chart.

Now before we dive into today's market performance, which was, let's say negative.

Before we dive into those show topics and run them down, let's tackle our first caller question

...