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It's our favorite time of year, net worth by age.

But here's the question, is your net worth above or below average?

Brent, I am so excited because we know just how powerful knowing and tracking your net worth can be

to your overall wealth building journey. And you may be wondering how your net worth stacks up to

your peers. So today, we're going to walk you through average net worth by age

and we'll even go a level deeper and give you some targets for what your net worth should be.

And with that, let's jump right in.

So, Brian, for those that are new here, let's start at the very beginning. What exactly is net worth?

And very simply, the equation for net worth is not a complicated thing. It is what you own

minus what you owe. You take the things that you own, you subtract out how much you owe on those

things, and that gives you your total net worth. Well, let's go even deeper in that, but let's walk them through. What is actually what you own so that people can actually put some flavors to that? So the very first thing on most people's net worth, I'm they start with, on the asset column, or the value of your cash account. So this would be like checking account, savings accounts, high yield accounts, money market accounts. You go through those liquid cash accounts and then

you get into the investment accounts. These are going to be the after tax accounts like

brokerage, your tax deferred, like your 401k, 403B, CEP IRAs, and then you get to your tax

free. These are your Roths or the HSA-invested portion of your

HSA. And then you get into the ill-liquid stuff. You get into things like business interests,

if you're a small business owner, if you have some sort of ownership in a business, and you even

get into things like real estate, whether it be your primary residence

or investment real estate, like commercial or residential real estate.

Now, but we are known for, and this is a hot take, is that people kind of get on to us because

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