At The Money: How to Max Out Your Small Business Retirement Plan
Masters in Business
Bloomberg
4.4 • 2.2K Ratings
🗓️ 29 April 2026
⏱️ 18 minutes
🧾️ Download transcript
Summary
Are you running a small business or “side hustle” that generates real income? You may not be taking full advantage of the many retirement savings plans available.
'At The Money', Barry speaks with Dan LaRosa, Director of Corporate Retirement Plans at Ritholtz Wealth Management, overseeing more than $400 million in various plans. He is a Qualified Plan Financial Consultant (QPFC) and Accredited Investment Fiduciary (AIF) and partner at the firm. They discuss how individuals can maximize their tax-deferred savings through various qualified accounts.
Each week, “At the Money” discusses an important topic in money management. From portfolio construction to taxes and cutting down on fees, join Barry Ritholtz to learn the best ways to put your money to work.
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Transcript
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| 0:00.0 | Today's show is brought to you by Vanguard. |
| 0:02.6 | To all the financial advisors listening, let's talk bonds for a minute. |
| 0:07.2 | Capturing value in fixed income is not easy. |
| 0:10.2 | Bond markets are massive and murky. |
| 0:12.5 | Lots of firms throw a couple of flashy funds your way and call it a day. |
| 0:16.8 | Vanguard takes a different approach. |
| 0:18.6 | The Vanguard lineup includes over 80 bond funds actively managed by a 200-person global |
| 0:24.9 | squad of sector specialists, analysts, and traders. |
| 0:28.6 | Lots of firms love to highlight their star portfolio managers, like it's all about that |
| 0:32.5 | one brilliant mind that makes the magic happen. |
| 0:35.7 | Vanguard's philosophy is different. They believe the best |
| 0:39.0 | active strategy shouldn't be one person. It should be shared across the team. So if you're |
| 0:44.4 | looking to offer your client's funds that are built to deliver consistent results, go see the |
| 0:49.2 | record for yourself at vanguard.com slash audio. That's vanguard.com slash audio. |
| 0:56.2 | All investing is subject to risk Vanguard Marketing Corporation distributor. |
| 1:00.3 | If you ever get annoyed, come to me and self-employed. |
| 1:04.7 | I love to work at nothing all day. |
| 1:07.9 | And I've been taking care of business every day. Saving for retirement is challenging for retirement, is challenging, especially if you're a small business owner or solo practitioner. |
| 1:34.4 | Various retirement plans like SEP, solo K's, mega backdoor Roths can really be confusing. |
| 1:42.3 | There are so many choices, the options have increased, |
| 1:45.4 | and the rules have become even more complex. To help us unpack all of this and what it means |
| 1:50.7 | for your retirement portfolio, let's bring in Dan Larosa. He is an expert in corporate |
... |
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