ASK528: Does this inheritance tax strategy really work? PLUS: Bridging loan vs equity for a first BRR?
The Property Podcast
Rob Bence & Rob Dix
4.8 • 2.1K Ratings
🗓️ 16 June 2026
⏱️ 8 minutes
🔗️ Recording | Apple Podcasts | RSS
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| 0:00.0 | Hi, I'm Rob. |
| 0:03.0 | And I'm Rob. |
| 0:03.7 | And this is Ask Rob and Rob. |
| 0:06.6 | Hey everyone, welcome to Ask Robb, Rob, the show where you give us your questions most |
| 0:11.9 | at a time, property related, and we do our very best to answer them well. |
| 0:16.8 | Let's do that again this week. |
| 0:18.6 | But before we do, let's give you a very, very quick reminder of how you can get your question onto the show. Yes, you just have to go to property hub.net slash ask. It really is that simple. That one link will let you submit a written question for our Sunday Times column. Or you can get your beautiful voice on the podcast by leaving us a voice mail. We love it when people do that. And the first person who's done that today is Fred. Hi, Rob and Rob. My name's Fred. Thank you for your help and advice in getting my wife |
| 0:43.1 | and I started in our property journey. We currently have one house as a Baitelet in our own names. |
| 0:50.1 | We've started a limited company to progress our portfolio. A relative has announced that they are |
| 0:58.5 | intending to pass us a property, a converted barn, to avoid inheritance tax, with all the caveats |
| 1:10.3 | that the law applies to this. |
| 1:12.8 | So my question is, can I get that inherited property signed straight into my limited company, |
| 1:21.1 | our limited company, or does it have to go into our own names first? |
| 1:26.3 | If it goes into our own names, then we sell it later |
| 1:30.3 | on to our limited company. We'll have to pay the stamp duty and all the fees that go with that. |
| 1:36.5 | Your advice on this matter would be greatly received. Thank you. Keep up the good work. |
| 1:41.8 | Fred, thank you for your question. Now, normal caveat, we are not tax experts. |
| 1:46.2 | Very much suggest you speak to a tax expert. |
| 1:49.1 | But my understanding is, yes, they could do this, but it's probably not a good idea for them. |
| 1:54.7 | So from your question, my understanding is you're not strictly going to be inheriting the property, |
| 1:59.4 | as in it is left to you when someone |
| 2:01.1 | dies, but they're planning to effectively gift it to you in advance. So they could gift it to you |
... |
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