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The Property Podcast

ASK506: Does this cash buy make sense? PLUS: How much should I increase the rent?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.8 • 2K Ratings

🗓️ 13 January 2026

⏱️ 11 minutes

🧾️ Download transcript

Summary

Happy New Year and welcome to the first Ask Rob & Rob of 2026! We’re kicking off the year with more real-life property dilemmas from our listeners.  (0:45) Ed has released £100k from his home to start his property journey in buy-to-lets or flips. He’s spotted a two-bedroom flat in Kent above some shops but has learned that previous buyers couldn’t get a mortgage due to the commercial units below, making the flat around 50% cheaper than others locally. With a rental yield of about 11%, he asks Rob & Rob whether the potential income outweighs the risk of future valuation or remortgage issues.  (6:24) Paul’s been letting his property to an excellent tenant for five years with no issues. Since she last signed her lease 18 months ago, market rents have risen by 50%, and with the lease up for renewal soon, he wants advice on increasing the rent to align more with the current market while still being fair and rewarding his tenant.  Enjoy the show?   Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.

0:07.0

Happy New Year, everyone. Welcome back to Ask Rob and Rob. It's been too long. Yes, you've had

0:13.1

lot of other stuff from us, but we love doing this. We've got two great questions to kick off

0:18.1

the year. Can't wait to get into them. But before we do, let's remind you

0:22.5

in 2026 how you can get your question in to ask Rob and Rob. And spoiler, the system has not

0:29.2

changed. It's still very easy. Yeah, if it's not broke, why fix it? So all you have to do is go to

0:33.7

property hub.net slash ask. And you'll be able to leave us a written question for our

0:38.2

Sunday Times column if you want to, or you could be one of our favourites. You can leave us a voice

0:42.1

note so we can hear you right here on Ask Rob and Rob, just like Ed has done. Hi Rob and Rob.

0:47.9

It's Ed from Kent here. Thanks again for all the advice and help you give everybody on your

0:51.7

channels, of course YouTube and your podcast.

0:54.5

It's absolutely invaluable.

0:55.8

My wife and I have recently fulfilled our dream of wanting to go into property development.

1:00.0

We've wanted to do it for about 20 years and we're finally in a position where we've managed

1:03.6

to release about 100 grand from our own home in order to start purchasing a couple of bit of

1:08.2

tlets or flips, which has become increasingly hard to find.

1:12.2

So we're looking at low-value flats in our area of Kent, Maystone, Medway, which I know you say

1:17.6

don't do close to home, but I feel the first one needs to be something that we can control

1:21.2

for a year or so and then get our heads around maybe going further away from where we live

1:25.4

and investing there. But I wanted some advice around a flat

1:28.7

that we looked at on the weekend, which is a residential flat. It's a two bed. It's only 16 years

1:34.1

old. It's three stories high. But on the ground floor are some shops, including the Domino's Pizza.

...

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