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The Property Podcast

ASK498: Should I use a letting agent or not? PLUS: As an expat, am I stuck?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.82K Ratings

🗓️ 14 October 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

Happy Tuesday! It’s time for another great episode of Ask Rob & Rob.  (0:45) After buying his first buy-to-let, Simon’s debating whether to use a letting agent or self-manage the property. He asks Rob & Rob for advice on which approach makes more sense for a growing portfolio.  (3:40) Aisling lives in Australia and owns two UK buy-to-lets, both with mortgage renewals coming up. She’s keen to release equity and continue investing, but high rates are holding her back. She turns to Rob & Rob for advice on navigating mortgages and selling the “problem” property.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.5

And I'm Rob.

0:04.1

And this is Ask Rob and Rob.

0:07.0

Welcome to Ask Rob and Rob, the show where we enhance your knowledge of property, all thanks to some brilliant questions sent in by our listeners.

0:15.4

We've got another two great ones coming up today, as we do every week.

0:18.4

And it all works because you send in your questions and you do it

0:21.3

like this. It's super simple. You head over to property hub.net forward slash ask and there you can

0:28.4

get your question in in a variety of ways. You can leave us a voicemail. You can leave a computer

0:33.0

recording. You can even write in and maybe see your question in the Sunday Times. We do not mind at all,

0:38.9

as long as you keep doing it. Unfortunately, nearly 500 episodes in, you have. So let's listen to

0:44.2

our first question in from Simon. Hi, Rob and Rob. First and foremost, thank you very much for

0:49.3

everything you do with the podcast. It's very inspirational and educational. It's inspired me to purchase my first

0:57.2

buy-to-let through my limited company once the purchase has been processed. My question really is to

1:04.4

ask what are the advantages and disadvantages of either going through a letting agency

1:10.6

or by pursuing letting the property privately,

1:15.2

by getting all the contracts made up and renting the property out myself,

1:20.3

with a view to obviously increasing the portfolio in the future,

1:24.6

whether it would be beneficial to start from beginning with an agency or to start

1:29.8

from the beginning renting privately and expand that way. Thanks again for everything you do and look

1:35.5

forward to hearing from you. Simon, thank you. Great question. It really is because I'm sure a lot of

1:41.3

people who are new to investment will consider this. And I would say this depends.

1:45.8

Depends on where you've invested.

...

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