Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.

Welcome to Ask Rob and Rob, the show where we enhance your knowledge of property, all thanks to some brilliant questions sent in by our listeners. We've got another two great ones coming up today, as we do every week. And it all works because you send in your questions and you do it like

this. Yeah, you head over to property hub.net forward slash ask. There you'll be presented with a

wonderful buffet of options. You can ring up and leave a answer phone message or you can lead a

message on your computer. And if that was enough, you even have the option to try and get your question in the Sunday Times by writing in. Whatever you prefer it is all in that link, Property Hub.net, forward slash ask. All right, let's listen to our first question in, which is from Natalie.

Hi, my husband introduced me to your podcast when I was just about to invest in a property

course that now seems like a scam, so I really appreciate you providing this information

for free every week. We bought our first home four years back during COVID in Hodgston,

Broxbourne, when house prices were slightly inflated. It probably wasn't the smartest move,

but it suited us at the time.

We are thinking to invest money into the property to get it ready for renting so that we can move to the south-west of England. We reduce equity from this property to purchase a new home.

I have calculated that rental yields would be around 6%. My husband really believes that over time,

the capital growth from his property will be profitable. The bank values our property at 440,000

and an estate agent valid it at 400. We bought it for 392,000. The estate agent recommended

that we don't sell it at this time. My question is, do you agree with this strategy or do we sell it, buy our new home in the

South West, and use equity from the new property to invest in the north of England where capital

growth and yields are better?

My husband prefers the former, but from listening to your podcast, I'm more inclined to do the latter.

Many thanks for your time. Natalie, super pleased to hear that you saved some money and some potential hard tape by

not going down a property course route. There are some good ones out there, but there are a lot

of sharks. And those sharks are very good to present to themselves in a way that makes them seem very legitimate.

But if people are charging excessive amounts for education, and then they sell you more

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