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The Property Podcast

ASK492: Should I buy in an up-and-coming area? PLUS: Do I have enough money to invest?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.82K Ratings

🗓️ 2 September 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

It’s time for your weekly dose of Ask Rob & Rob, so let’s get stuck into some interesting listener questions...  (0:39) Should Bon pursue a HMO in a less desirable area if the numbers stack up? A major new housing development nearby could improve things – but is it worth the risk, or is location too important to gamble on? Rob and Rob give their thoughts.  (4:36) Sara has £50k to start her property investing journey and is unsure where to begin. Buying a low-cost flat outright isn’t advisable in this scenario, but can Rob & Rob sway her to use a mortgage to unlock better growth opportunities?   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record! Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.4

And I'm Rob.

0:04.0

And this is Ask Rob and Rob.

0:06.8

Hello, everyone. Welcome to Ask Rob and Rob, the show where you give us your wonderful questions,

0:11.1

and we do our very best to give you a good answer in return.

0:14.1

That format rolls on this week.

0:15.8

It comes back every single Tuesday, and we've got some great questions lined up.

0:20.0

But before we do, let's give

0:21.7

you a quick reminder of how you can get your fabulous self on the show. Yeah, so easy. Just go to property hub.com. When you're there, if you want to leave us a written question for our Sunday Times column, you can do. Or we love it the most when you leave us a voice message, because then we can feature you on this here podcast,

0:38.0

just like we're about to for Bonn.

0:40.1

Hi, Rob and Rob. It's Bonnie. it the most when you leave us a voice message because then we can feature you on this here podcast

0:37.9

just like we're about to for Bonn. Hi Rob and Rob. It's Bonn here. I'm a new property investor

0:43.6

and I've been a listener of your podcast since the start of this year. Thanks for sharing all

0:47.4

the helpful content and taking the time to prepare your podcasts. So I've recently found a deal

0:52.2

in the Midlands for a four-bedroom HMO and I'm planning to do a full refurb and turn it into six bedrooms.

0:58.3

The numbers make sense and could be an all-money-out deal after remortgaging.

1:02.6

The property is close to a well-known factory in the area and would be a handy location for young professionals to live in.

1:08.4

However, I was hesitant to make the offer as it is not in the

1:12.7

best area of town. And wherever I look online, people are saying it's not a desirable area to live in.

1:19.1

But I find that there is a new development down the road of 300 brand new homes, all detached and

1:26.0

semi-detached with two to four bedrooms. So my question is,

1:29.6

should I pass on the deal since the location is generally the most important thing when it comes to an

...

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