ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 20 August 2024

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Summary

Ready for this week’s Ask Rob & Rob? We’ve got two new listener questions lined up… (0:45) How do you use the UK’s position in the 18-year property cycle to influence your decision making with your mortgage and portfolio strategy? That’s exactly what Phillip wants to know, so he turns to Rob & Rob for their expert advice. What will they say? (4:05) Last year, James had the chance to buy the leasehold on his property for £185K, but now the price has dropped to just £30K! He’s curious if this drastic reduction is due to potential legal changes affecting ground rent, or if there's another reason his landlord might be eager to sell. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Transcript

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0:00.0	Hi, I'm Rob.
0:03.2	And I'm Rob.
0:03.9	And this is Ask Rob and Rob.
0:06.8	Welcome to Ask Rob and Rob.
0:08.3	It's Tuesday.
0:09.0	You know what that means.
0:10.1	It means we've got two questions and two answers.
0:12.4	Got some really interesting ones coming up for you,
0:14.5	but I'm sure you've got interesting questions of your own.
0:16.7	So Rob, how do people send them our way?
0:18.6	Well, it's the same place, and it's always been,
0:21.4	Property Hub.
0:22.2	Dot net forward slash ask go there you can call in you can leave a recording on the web page
0:28.6	or you can even submit your question in written form and have the chance of appearing in the Sunday Times where
0:35.1	you will see us answering your question there in the home section each and every week.
0:39.4	However you do it, we don't mind.
0:41.0	As long as it's a good question. And this this week Philip has one of those very good questions.
0:45.7	Hello Rob and Rob Philip Hatch here. I'm about to purchase my second property of my multi
0:51.2	million pound property portfolio thanks to you too.
0:54.0	Over the luck I will be retiring and luxury and it will be down to you so very appreciated.
1:00.0	My question is how do you use the UK's position in the 18-year property cycle to influence
1:06.6	your decision on mortgage term, especially purchasing right now, do I want to get a two-year mortgage and potentially be refinancing during the
	...

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