Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.

Welcome to Ask Rob and Rob. It's Tuesday which means more property questions are about to be answered.

Josh and Sally are in the heart seat this week, but before we hear their questions,

a quick reminder of how you can get your own question over to us.

Well, we're going to make this super simple for you, whether you want to get your question

in to us on this very

podcast or get your question possibly in the Sunday Times we've got one link one

place for you to go to and that is Property Hub.net forward slash ask there you can find the phone number

the button to record or the place to submit your written question we're of equal

opportunities when it comes to questions so wherever your preferred medium we've got you covered. So think of your

question but before you go and do that let's listen to this week's questions because we've got two crackers in.

Hi Robin Rob. When me and my partner met 13 years ago he had his own two-bed property and then after a few years we moved into a property together and despite me wanting to use that money for the property, my partner was a bit more sensible and we managed to scrape through and keep the first property.

And then over the years we've upsized and we have our children in a family home that we're happy with now and we don't want to move again from our family home and that is at the kind of top end of our budget for our mortgage and but we still have the property that we have a buy-to-like mortgage on the first two-bed

property and that is due for a remorgage next year and it's worth about 180,000 at the moment.

When we're due to renew next year, we'll have about 77,000 left on the mortgage.

So my question is, in the current climate how much could we do with that equity and what

should we do with it.

Thank you.

Sorry thank you for your question and I've got a potentially unsatisfying answer for you, which is it depends on what you want. What do you actually want to do? I've got ambitions to greatly expand your portfolio. Would it be nice if you just picked up one more for a bit of extra income?

Or would you actually prefer to be mortgage free? Without knowing that, it's quite difficult to give you much of a steer.

But if we try to put some numbers around this, that if you assume

your property is worth $180,000, you've got $77,000 left on the mortgage, and you were to do

...