meta_pixel
Tapesearch Logo
Log in
The Property Podcast

ASK321: What does the property cycle mean for my mortgages? PLUS: How do I turn my refurbs into a business?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.82K Ratings

🗓️ 22 February 2022

⏱️ 8 minutes

🧾️ Download transcript

Summary

Rob & Rob are back with another round of listener questions!  First up we’ve got a question from Mike.  Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate.  With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash.  What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best!  The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out.   Find out how to use leverage in a boom and crash right here.  Next up, David wants to know how he can turn his recent renovation projects into a business.  David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business.  Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money.  Tune in to find out what tips the guys have got for him.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.6

And I'm Rob.

0:04.6

And this is Ask Rob and Rob.

0:07.0

Hello everyone and welcome to Ask Rob and Rob, the show where you get your beautiful

0:12.2

questions in a week if you some half decent answers and we try our best anyway and we try

0:17.0

our best to make it as easy as possible for you to come on to the show.

0:21.4

And if you do not know how to do that yet, we're going to give you a quick reminder right

0:25.6

now.

0:26.6

It's a cool 013 808 triple A35 that's 013 808 triple A35.

0:31.4

You can leave us a voicemail or if you're not in a position to jot that number down and

0:35.3

your memory is not the best, then we've got an even easier way to just go to propertyhave.net

0:39.9

slash ask.

0:40.9

You can leave us a voicemail there instead.

0:42.4

So you have no reason at all not to follow in the fine footsteps of Michael.

0:45.9

Hi Rob and Rob, Mike here.

0:48.2

As always, great content.

0:49.2

Been listening to it for years.

0:50.8

Quick question.

0:51.8

I have some mortgages that are due very soon.

0:55.1

I'm looking to fix for five years, just thinking of the 18 year property cycle, five years

1:00.4

brings us to where property cycle looks like you make it a crash.

1:05.8

Is it a good time to fix for five years now or should I look for a two year fix and then

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Rob Bence & Rob Dix, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Rob Bence & Rob Dix and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.