meta_pixel
Tapesearch Logo
Log in
The Property Podcast

ASK289: Is my crystal ball working correctly? PLUS: Is a rent cap on the way?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.82K Ratings

🗓️ 15 June 2021

⏱️ 7 minutes

🧾️ Download transcript

Summary

On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions.  First up we’ve got Sarah.  Sarah and her family live abroad but have one rental property here in the UK.  She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%.  However, she’s trying to run some numbers to see if it will be beneficial. She’s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market crashes.  If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat.   So, are these the right figures that Sarah should be working off?  Our second question is from Michael.  He’s wanting to know if it’s likely that the government will introduce a rental cap now that there’s a ban on section 21 eviction notices.  He’s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you’ve done substantial work to the property to justify a significant increase.  There’s plenty to get through today so tune in to find out what they say.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.  See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob, and I'm Rob, and this is Ask Rob and Rob.

0:07.6

Welcome to Ask Rob and Rob, where today we're going to be answering two listener questions.

0:12.2

Answers are heading the way of Sarah and Michael in Justicek, and we don't want to delay

0:16.2

that moment any longer than we have to, but we do just have to give you a quick reminder

0:19.8

of how to send your own question in.

0:21.6

So it remains very, very easy.

0:24.2

You can go to property hub.net, forward slash ask, and you can leave a message that way

0:29.3

you can re-record it.

0:30.3

If you get it wrong, don't worry, no pressure, or I can give you Rob's landline number,

0:35.6

which is 013808, triple 035, it's not really.

0:40.2

You're not going to get Rob deansering, but you will get a voicemail, and that voicemail

0:44.4

then allows you to record your question, which is the exact process that Sarah has just

0:49.8

followed.

0:50.8

Hi, Rob and Rob.

0:51.8

Thank you so much.

0:52.8

You did the podcast.

0:53.8

I listened to it every week.

0:54.8

Really great.

0:55.8

So please keep up the good work.

0:57.8

I have a question about forecasting numbers for the current boom and the crash to follow.

1:03.5

So the situation is we're living abroad and we have one rent in the UK.

1:07.7

We need to re-mortgage at the end of this year, and we have an option of a five-year

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Rob Bence & Rob Dix, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Rob Bence & Rob Dix and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.