It’s Tuesday and that means Rob & Rob are back to answer two more listener questions. The first question this week comes from Florence. She’s thinking of remortgaging her property as she has around £190,000 of equity tied up.  However, she doesn’t know if she should pay the penalty to get out of her mortgage now, which will be around £1,040, or wait two years when her fixed mortgage rate is finished. She doesn’t yet know which route she should choose, but if she was to release the equity, she wants to try and beat the stamp duty fees coming back into play.  Next we’ve got Martin calling from Hong Kong.  Since he’s been listening to the podcast he’s purchased one small property in the UK with cash. He’s wanting to buy more properties in the UK and with being based abroad (and the current coronavirus situation), buying in cash seems to be easier than buying with a mortgage.  After listening to the podcast and Rob & Rob’s views on leverage, he wants to know if he bought a property with cash, could he then take out a mortgage on it in a year or two?  Is this a possible idea and is it beneficial? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.