ASK260: Has the mortgage market changed or am I just unlucky? PLUS: I want to buy in London, but I know it’s not the best investment – what should I do?

The Property Podcast

Rob Bence & Rob Dix

Business News, Education, News, Investing, Business

4.8 • 2K Ratings

🗓️ 3 November 2020

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Summary

Welcome back to another fantastic episode of Ask Rob & Rob! Kicking off the podcast this week we’ve got Alex from London who has a question regarding mortgages. She’s been struggling to get one at a 75% loan to value rate. Her broker has informed her that’s where the market is at and she’ll have more options at 70%. Is this the case, or is her broker steering her in the wrong direction? Next up we’ve got Rosa who has a question about buying in London. She knows that she 100% wants to own her own property in London as that’s where she was born and raised. However, she’s aware that investing in London probably isn’t the smartest of moves right now. So, can Rob & Rob offer Rosa some advice on a compromise between getting what she wants and making a smart investment? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Transcript

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0:00.0	Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.
0:05.7	Welcome to Ask Rob and Rob. You know the drill by now. Property questions, property
0:12.4	answers, we all go home a little
0:14.0	bit wiser we've got a great couple of questions coming up from Alex and from
0:17.3	Rosa but you've got a great question of your own haven't you so send it our way
0:20.6	please do you can get involved by going to our website, Property Hub.
0:24.8	Net.
0:25.8	Forward slash Ask. Nice and easy. You can record a message there. Or you can leave a message on
0:30.2	our answer phone on 013 808 808, 80035.
0:35.0	Don't worry if you mess it up, you don't have to be perfect.
0:38.0	Leave a second attempt if you want, but just get that question in,
0:41.0	because not only will you get your answer, but lots of people will learn along the way. get that
0:43.2	people will learn along the way.
0:45.2	And let's see if we can start that process off today with our
0:47.8	questioning from Alex.
0:49.7	Hi Robin Rob, this is Alex from London. I came across the podcast about a year ago and it's been a massive help so thanks so much
1:00.9	I've got a quick question about mortgages. I've been really struggling to get one at 75%.
1:07.5	My broker says that's where the market's at. Apparently I'll have more options at 70%. So it'd be great to get your take.
1:15.4	I'd love to know your thoughts. Thank you.
1:17.4	Alex, thank you for your questions.
1:19.4	A bit of a weird time now in all aspects of life but also in the mortgage market things are challenging
1:26.2	what you've experienced is not bad luck what you've experienced is the reality of the
	...

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