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The Property Podcast

ASK189: What would happen to my mortgages if I die? PLUS: How should I “interview” a mortgage broker?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.82K Ratings

🗓️ 4 June 2019

⏱️ 7 minutes

🧾️ Download transcript

Summary

Once again, our favourite mortgage broker, Dave Cookson is back. He’s joining The Robs to answer your mortgage questions on today’s Ask Rob & Rob. First up we’ve got Rita who wants to know what would happen to her property portfolio should she die, and how can she protect her family? She has interest only mortgages on all her properties at 75% LTV. So she’s wanting to know if she died, would her husband be forced to sell the properties and pay off the mortgages? It’s not a question that comes up very often, but it’s an important one that the majority of property investors should be asking themselves. Find out what advice Dave has to offer and listen to how insurance can play a key part in this! The next question comes from Adam. He’s wanting to know what kind of questions he should be asking a mortgage broker before he works with them, to find out if they’re any good. The Robs always bang on about the importance of working with a good mortgage broker and how it can make your life easier. So what questions does Dave think are the most important to ask? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob.

0:03.4

And I'm Rob.

0:04.2

And I'm Dave.

0:05.2

Wow, we have a super special Ask Rob and Rob and Rob and

0:11.4

Dave this week because yes yes we are joined by Dave

0:14.2

Cookson from Charles Louis mortgages we are blessed because Dave's knowledge on

0:19.5

mortgages is second to none and we've got him in for your questions.

0:24.3

Now that would be normally enough excitement for one episode but we are launching

0:28.7

Property Hub mortgages and Charles Louis and Dave Cookson are powering that service.

0:34.0

It's super exciting, but if you want to find out more, go to Property Hub.

0:38.0

Dotnet. Forward slash mortgages.

0:40.0

And now you know we've got Dave Smarts available to us at any point or time, you'll probably

0:44.6

want to get your mortgage questions in.

0:46.3

So how'd you do it?

0:47.6

The good news is the process hasn't changed.

0:49.9

If you've got a question of your own to send in, then make sure you do. We make it really easy for you.

0:55.0

All you've got to do is call 013 808.00035, or go to Property Hub.

1:00.0

Dotnet slash Ask. Either way, just leave us to voicemail and we'll get your question answered for you.

1:05.2

So now you know how to send in your question you can be pondering that, let's get into the

1:08.7

questions that have already come in.

1:10.3

This first one is a really interesting one from Rita.

1:13.0

Hi Rob and Rob, my name is Rita.

...

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