Welcome to the Jill on Money show. It's Saturday, November 16th, and we are here trying to help you make better financial choices or maybe at least more considered choices. And if you've got a question or something's going on in your life, why don't you give us a holler? Go to Jill onmoney.com and click the

contact us button. If you'd like to join us live, just check the box and Mark will do everything

else. So this weekend, we're doing something fun. We're doing sort of a crossover. It's like when

two different characters on different shows end up swapping places. You know, one of those kind

of switcheroo situations.

And the switcheroo for this weekend is that I was on Ask the Compound with Ben Carlson and Duncan Hill.

Now, the compound is that link to our YouTube show, Jill on Money powered by the compound.

The compound has a vast number of shows. A lot of them are more investment oriented,

but Ask the Compound is sort of like our program, just with different characters. So this

weekend, we're going to air my most recent visit with Ask the Compound. And you'll hear Duncan start

by reading a question and then Ben and I end up coming in. Today we're discussing one of our

favorite topics.

Many finance people advocate for Roth assets with statements like all Roth all the time,

looking at you, Jill, on money. However, isn't there also a strong case for traditional IRAs due

of a standard deduction? It seems like there's a solid argument for both Roth and traditional

contributions and never hear anyone bring up the standard deduction argument. Seems like a way to get traditional dollars completely tax-free in retirement. Listen, if you ask for someone by name for this show, we will bring them out like a genie in a bottle. Bring her in here. Jill and Money is here. Hey, Jill. Are you an all-Roth all the time kind of person,

Joe? A lot. A lot I am because I love the certainty of knowing what my tax, my tax liability is.

And, you know, I'm an Ed Slot officianta. And I really love. That's like Bill Sweet's hero.

He loved that guy. I mean, he's great.

And, you know, okay, yes, there are certain cases where it can work out.

But I love the certainty of knowing what my tax liability is.

And that's really the issue.

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