Hey, everybody. I want you all to take advantage of the incredible interest rates that a

Lyon Credit Union is currently offering 4.5% for a three-month certificate, 4.75% for a six-month

certificate. But best of all, in my opinion, is 5% for a one-year certificate of deposit.

You can also purchase these in a retirement account. So go to my alliance,

alult.int.com slash ultimate and check it out now. Suzy Orman here and you are listening to the

Women in Money Podcasts.

We will rise, we're the number of things and everything you take. We are strong, we are

vise. Together we will rise.

Suzy Orman here to answer all of your questions, or at least the ones I've chosen to answer,

with love for you to be part of the Ask Suzy Anything segment. All you have to do is write in an

email with the question, send it to asksuzypodcast at gmail.com. And if chosen, I will answer it on

that air. And again, many of you know every once in a while you do hear from me,

personally the very first one today is from dawn. My question is whether or not to get out a lump

sum or monthly payment for my teacher's retirement fund in Illinois when I retire. I have a small

Roth account now that I plan to add to over the next six years. But would it be better for me to take

the hit and pull all of those funds for investment somewhere else or trust the state of Illinois

and take out monthly disbursements? Listen Dawn, essentially what you're asking me is,

should you get a monthly pension from your teacher's pension in Illinois or should you take the money

out, possibly take an early penalty, I'm not exactly sure what that means, take the money, do an

IRA roll over with it and invest the money there. Here's what I'm going to say to you, I get that

all of you when you have a pension or you have an amount of money that your employer is offering

you and they're offering you the possibility to take a lump sum and do something with that money

...