Ask Suze Anything: January 9, 2020
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
Suze Orman Media
4.8 • 4.2K Ratings
🗓️ 9 January 2020
⏱️ 33 minutes
🧾️ Download transcript
Summary
In this edition of Ask Suze Anything, we hear questions from Women & Money listeners Diane, Anthony, Lune, Christina, Allie, Julie, Roseline, and Shelia.
They ask:
- How can I search by topic through all of the Women & Money podcasts?
- Should I pay off my student debt using the standard payment method or the income deduction method?
- Should my retirement account be in a trust, so my heirs can avoid distribution taxes after I pass on?
- Is there an advantage to a Roth 403b over a regular 403b?
- Should I pay the income tax now, when saving for retirement, or later when I withdraw it after I retire?
- Is there anything wrong with having all my retirement money at the same discount brokerage firm?
- What happens if I contribute to a Roth IRA and during the year and my adjusted gross income becomes too high? Will I get penalized?
- Did you change your opinion on annuities?
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Transcript
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| 0:00.0 | Hey, everybody. I want you all to take advantage of the incredible interest rates that a |
| 0:05.7 | Lyon Credit Union is currently offering 4.5% for a three-month certificate, 4.75% for a six-month |
| 0:15.2 | certificate. But best of all, in my opinion, is 5% for a one-year certificate of deposit. |
| 0:24.4 | You can also purchase these in a retirement account. So go to my alliance, |
| 0:30.7 | alult.int.com slash ultimate and check it out now. Suzy Orman here and you are listening to the |
| 0:41.6 | Women in Money Podcasts. |
| 0:53.9 | Welcome to another edition of Ask Suzy Anything. This is where you write in to ask Suzy Podcasts. That's |
| 1:20.2 | suzy podcast at gmail.com. You ask a question. If chosen, I will answer it on this podcast. And again, |
| 1:27.2 | you never know. You just never know when I will answer it. Directly, the very first one is from |
| 1:34.2 | Diane and she says, Hi, Suzy. I enjoy listening to your podcast on my way to work. Periodically, I want to |
| 1:41.4 | go back and hear your thoughts on an issue, but there doesn't seem to be a good way to search by topic. |
| 1:49.2 | Guess what Diane? You could not be more right if you tried. And recently, we have just transcribed |
| 1:58.1 | every single podcast that I have done from the very beginning. And we're going to create |
| 2:04.6 | blogs out of them that you will be able to search by keywords. So I'll give you more information on |
| 2:12.0 | this in a little bit when it comes available, but because you happen to write in, we're directly |
| 2:20.5 | going to send you a link so that you before anybody else can search them to find out what you need |
| 2:27.6 | to know. And it will be available to everybody else shortly. All right, this next one is from |
| 2:34.9 | Anthony, one of the smart enough to listen. Hello, Suzy. I've been a huge fan for years. Thank |
| 2:42.3 | you, my dear Anthony, my situation. I went to college and then graduate school, getting my |
| 2:47.4 | doctorate in pharmacy. I now have a job that I love in the pharmaceutical industry. However, |
| 2:54.7 | I have a huge student loan debt from graduate school currently around $225,000. |
| 3:07.2 | Anyway, he goes on to say, luckily, it is all federal student loans. And it makes most sense that |
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