Hey, everybody. I want you all to take advantage of the incredible interest rates that a

Lyon Credit Union is currently offering 4.5% for a three-month certificate, 4.75% for a six-month

certificate. But best of all, in my opinion, is 5% for a one-year certificate of deposit.

You can also purchase these in a retirement account. So go to my alliance,

alult.int.com slash ultimate and check it out now. Suzy Orman here and you are listening to the Women

and Money Podcasts.

We will rise, we're the number of faith and everything it takes. We are strong, we are

wise. Together we will rise.

Hi, everybody. Suzy Orman here and welcome to the Women and Money Podcast as well as the men's

smart enough to listen. This is the Ask Suzy Anything Podcast and this is where you write in,

you have a question or a statement or you want to just say something and if chosen it will be

answered on this podcast, send in your questions to ask Suzy Podcasts at gmail.com.

The very first one is from Nadine. By the way, many of you have written in asking almost the exact

same question that Nadine is asking that between her and her husband's income. She is no longer

eligible to contribute to a Roth IRA. So what are they planning to do? Listen closely. They are

thinking about trying to reduce their adjusted gross income to below the eligible level to qualify

for a Roth IRA where she starts to contribute to her employer's 401k plan. Her husband increases his

contribution to his employer's sponsored 401k plan. How does she lower her adjusted gross income

is essentially what she is asking me. Should she fund retirement accounts that are taxable to be

able to do so? Now if you don't understand Nadine's question, let me explain it to you. As you have

to know by now, my absolute favorite retirement account of them all is a Roth IRA. I love a Roth

IRA more than a Roth 401k, a Roth 403b or a Roth TSP. Obviously, if you work for a corporation that

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