Welcome to passive real estate investing the show where busy people like you learn how to build substantial passive income while creating wealth for the long term and now here's your host

Marco Santarelli.

Hello, my friends and welcome to another episode of Ask Marco.

And I really appreciate you being here.

I enjoy doing these Ask Marco episodes.

I wanted to really just answer people's questions and get back to everybody on the questions

that I get asked sometimes frequently because I know that if one person is asking a question,

there's probably a lot of people out there thinking about the same question.

So why not answer it for everybody? On that note, thank you for submitting your questions.

Now today's question comes from M.J. and M.J. says,

Hi Marco, like many listeners, I recently came across your

podcast and love the concise and to the point

information.

I even spoken to one of your advisors.

Well, thank you for that, M.J. So your question is, I'm looking to buy a second home slash vacation rental, and we have enough cash to put down 20 percent, but I'm wondering if it's worth taking out home equity

on our primary and put it to work and keep our cash in stocks and other investments.

Thank you.

All right, MJ, it's a good question because I think whenever we have multiple options we always sit back and think about which of those choices are the better, more prudent choice.

In other words, which one is going to give us the greatest return and put our money or

our equity to work the hardest for us. So at the end of the day it's a matter of just laying out

your options, running the numbers, and considering what the short term and long term gains are from those choices.

So before I kind of give you an overview of what I think,

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