We are strong, we are wise, we will not apologize.

We are here, we will thrive.

Together we will rise.

With a little bit of faith and everything it takes, we are strong, we are wise.

Together we will rise.

Hi, everybody.

Welcome to the Women and Money podcast and everyone's smart enough to listen.

This is KT here, and I'm opening this on March 13th for Susie, who is in the studio

with me, but she's still suffering from sinuses and who knows what else. Listen to this nose.

Listen to her. Hello, hello. So we thought we would get through this podcast if I saved my voice some because it just now

came back after a while of me not even having one. Don't ask me why. I'll answer the questions

for everyone. Oh, I love that. All right. So anyway, before we start though, KT with question and answers, which is very

important, everybody, because your money is far more than what's happening in the market.

It's these little things that you also need to know about, like converting a Roth, not converting

it, all kinds of things. So we have to deal with those things as well.

They're equally as important. But I told you that last Sunday, I was going to tell you my

interpretation of what's going on with the market, wasn't able to, God willing, I will do so this Sunday. But here's the bottom line.

Yeah, we're in for a rocky road, and I don't know which way that road is going to lead.

And the reason is this, the incredible uncertainty of making a decision and it's unmade, this is going to happen, and then it's

not going to happen, on and off causes confusion. And when not only investors like you are

confused, but businesses are confused, governments are confused, everybody's confused. Everybody just stops and does nothing. And when you do

nothing, it's because you're afraid. And what have I always told you? Fear is the greatest

...