Hello, Wine Embers. My name is Jesse Mekum with another episode of The Wine Em Podcast,

where we teach you four rules to help you stop and pay check, to paycheck, to get out

of debt and save more money. Today, I'm going to do another Ask Jesse because they keep

rolling in and I do not like to leave y'all waiting. I made Jenny wait a little bit.

She wrote in. She said she's got divorced at 58 and had no real perspective on finance

for retirement, things like that beforehand. However, Lady knows how to budget and she's

now making enough money to support herself. She's basically asking, should she pay down

extra on the house? Jenny, I would make sure that you are cranking on investment stuff

and then anything extra, like if you're running the insurance agency or you're an agent,

self-sustaining, you just got to make a lot of money doing that, which you can, you really

can. So I would focus first on maxing out your options for retirement. You're at that

age where you have a little higher threshold, you know, you're allowed to put away more

than some, you know, 20 something or whatever. So I would do that first, make sure you're

a maxing out retirement and throw in a lot of money there. And because your rate, Jenny's

rate for her mortgage is three and three eights. I think it was. Yeah, three and three

that's really low. So I wouldn't, I wouldn't worry too much about it. I would just get going

on the retirement, let that thing grow. And then somewhere down the road, maybe you'll decide,

hey, I want to, you know, sell some of this investment and pay off my home or whatever,

but I wouldn't, I wouldn't rush it. I would, I'd get the investment stuff going first. Also,

you, it sounds in your email like you have a little bit and I didn't read the whole email

everyone because it was, it was long and there was a lot of detail. But it sounded in the email like

Jenny really likes this, like safety. And so there's safety in making investments, not into like

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