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The YNAB Podcast

Ask Jesse: 2025 Edition

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 3 February 2025

⏱️ 14 minutes

🧾️ Download transcript

Summary

Jesse cracks open his inbox for another round of Ask Jesse. In today's episode he fields questions about YNAB'ing through job loss, financing a car and investing the float, and what personal finance books he recommends for kids.

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wine Abbers. My name is Jesse Meekam with another episode of the Wine Ab podcast,

0:08.8

and I'm here each week to obsess out loud about spending purposefully, saving aspirationally,

0:13.7

and giving joyfully. It all comes down to just giving every dollar a job.

0:18.2

Today we're going to, I titled this, the 2025 Ask Jesse, not to imply that I will only do it once this year, really, because I misnamed it.

0:29.3

And it should have been the 2024 asked Jesse because we're going back to May of 2024.

0:37.4

Richard says, I've been using wine-up for many years and

0:40.0

have used it to help my wife and I obtain a comfortable position with our savings. Remember

0:45.2

everyone's savings is just future spending. It's allowed us to pay for my late mother's utilities

0:48.9

and legal costs following her passing in August 2023, which we haven't yet been reimbursed from her estate as yet.

0:56.1

We have some superannuation, but I'd like to find some advice for an Australian market that follows the wine and principles.

1:03.2

I'll be honest, in Australia, we are not so present.

1:08.9

You would do best, Richard, to go, like, hop on Reddit and ask.

1:13.8

I will say a couple of things.

1:15.7

I don't know how a state stuff works here in the U.S., let alone in Australia.

1:20.7

When you said superannuation, I did know it was Australia, but I still don't know a ton

1:25.5

about that either.

1:29.9

I will say, I am glad that you were able to cover those costs and want to note for everyone that sometimes living spendfully

1:38.4

doesn't mean all of your money is going to exactly what you wish in this case obviously but a stressful situation

1:47.2

like a loved one's passing doesn't also need to have financial stress layered on top and that is the

1:55.0

win richard as far as australian advice goes i would i would jump on red at first and see they're

2:00.7

i'll bet there are some Australian

2:02.1

resident wine havers and they can give you specific advice for that. Sally, I'll condense this one a little bit.

...

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