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Yo Quiero Dinero

Ask Jannese: I'm A 46 Year Old Teacher Who Wants To Retire Early at 57, Can I Do It?

Yo Quiero Dinero

Jannese Torres

Personal Finance, Entrepreneurship, Finances, Generational Wealth, Budgeting, Investing, Financial Literacy, Business, Wealth, Personal Finance For Latinas, Equal Pay, Saving

4.8616 Ratings

🗓️ 24 July 2025

⏱️ 14 minutes

🧾️ Download transcript

Summary

In this episode, host Jannese Torres dives into the inspiring journey of Gabby, a 46-year-old teacher aiming to retire by 57. Discover how Gabby transformed her financial landscape by maxing out her 403B and Roth IRA, investing in index funds, and strategically planning her retirement. Jannese shares expert insights on optimizing contributions, understanding withdrawal strategies, and the importance of asset allocation as retirement approaches. Tune in to learn how you can take control of your financial future and make early retirement a reality.


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Transcript

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0:00.0

You're listening to Yo Quiro Dinoero, a personal finance podcast for the modern Latina.

0:08.8

I'm your host, Janice Torres, award-winning Latina personal finance expert.

0:13.5

I didn't always have my financial shit together, but when I started looking for POC-friendly

0:18.2

personal finance podcasts, I couldn't find any. And so Yo Quiero Dino was born.

0:23.0

On this show, I'll show you how to make dinero, how to keep your Dino, and most importantly,

0:28.0

how to make it grow. Each week, I'm connecting you with the most brilliant minds in the world of

0:32.6

money and business. So you can learn about investing, entrepreneurship, and building wealth.

0:37.5

The best part, I'm dishing up all this knowledge with a sassy side of sason.

0:42.8

So if you're ready to be Poderosa with your Dino, you've come to the right place.

0:47.4

Let's dive in.

0:48.9

Hello, my hente.

0:49.9

Welcome back to another episode of Jo Kiro Dinoido, the podcast.

0:53.5

I am Janice Torres, your host.

0:55.6

And on today's episode, we're going to be talking to a 46-year-old teacher who wants to

1:01.0

retire early at the age of 57.

1:03.5

And we're going to find out if she can actually do it.

1:05.6

If you want to ask me your question, head over to the episode description.

1:09.7

All right.

1:10.1

So today's question comes from Gabby,

1:12.1

writing in from Whittier, California, and she's listening to the show on Apple Podcasts. Reminder,

1:18.3

if you love the show and you listen on Apple Podcasts, please leave a rating and a review.

1:23.3

It's the best way for this show to continue to grow and reach more and more badass

...

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