Ask HTM - WTD Rising Car Insurance, Tackling the Rent vs Buy Dilemma, & Socking Away Money for Kids #901
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 4 November 2024
⏱️ 53 minutes
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Summary
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - What can I do about my sky high car insurance premiums without getting penalized for shopping around?
2 - Is it possible to be in good financial shape, without owning my own home?
3 - How much time should I spend shopping around for the absolute cheapest utilities?
4 - Should I open an IRA for my new baby if I’m wanting to help them out financially off in the future?
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Transcript
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| 0:00.0 | Welcome to How to Money. |
| 0:01.4 | I'm Joel and I am Matt. |
| 0:03.1 | And today we're answering your listener questions. |
| 0:25.8 | Happy. Happy Monday, everybody. |
| 0:30.5 | Hopefully everyone's feeling nice and refreshed this Monday after you got that extra extra hour of sleep yesterday. |
| 0:32.4 | Fall back. |
| 0:33.0 | Feeling very chipper. |
| 0:34.1 | Are you? |
| 0:34.6 | Well, yeah, but I'm not excited about the lack of sunlight. In the |
| 0:38.6 | afternoon, yeah. In the evening, because in the morning, it's great because it's actually brighter. |
| 0:43.2 | And I, as I enter into middle to older age, Joel, I get up earlier than I ever have before. |
| 0:49.9 | And so I, actually, I totally dig it. The fact that, like, I'm dropping the kids off in the morning and it's like still dark, |
| 0:55.5 | that's what was going on last week. |
| 0:56.9 | I don't like that. |
| 0:58.2 | But I also understand that you want to get your runs in. |
| 1:01.2 | Are you going to start like running in the middle of the day? |
| 1:02.9 | I guess I might have to. |
| 1:04.5 | What if we record? |
| 1:05.3 | Plus I hate running in like the super cold. So the, you know, it's warmer in the middle of the day. And it's lighter. How about after we |
| 1:11.7 | hit stop on the record, you throw some running shoes on get back out there. I sure might. |
| 1:15.0 | Then you, if you need to, you can just work later. Just, yeah, time shifting. Yeah. |
| 1:19.8 | For real, just take advantage of the best hours of the day for whatever's most important. |
... |
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