Ask HTM - Timing a Roth IRA Conversion, Attacking Debt or Saving for Retirement, and Budgeting for Housing Expenses #202
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 18 May 2020
⏱️ 45 minutes
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Summary
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
1 - Is now a good time to make a Roth IRA conversion?
2 - I’m in my mid-30s, should I focus on paying down debt or investing more towards retirement?
3 - Should I sell some stocks that I’ve purchased via my employer’s ESPP?
4 - How much should I be budgeting for housing repairs and rental vacancy?
5 - Coming off a gap year, what financial tips do you guys have for me as I begin medical school?
During this episode we enjoyed a Dankbot by Insight Brewing- thanks to Joe for donating this one to the show! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
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Transcript
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| 0:00.0 | Hi there. I'm Bob Jeffy, host of the Daily Dad Jokes Podcast. I've delivered over 10,000 |
| 0:06.8 | dad jokes to over 3 million listeners. And man, the postage fees are killing me. |
| 0:16.0 | I'm on a mission to spread dad jokes far and wide. If you want to make your family and friends laugh, |
| 0:21.0 | and grow them, then join the hundreds of thousands who have listened to my podcast. |
| 0:24.0 | Listen to Daily Dad Jokes Podcast on the I Heart Radio app, Apple Podcasts, or wherever |
| 0:29.0 | you get your podcasts. The thing that I most know the about is other people's finances. I just want |
| 0:34.0 | to ask people how much money do you make and what have you figured out about money that the rest |
| 0:38.0 | of us haven't? I might allow, and this is other people's pockets. The show where I ask people |
| 0:43.0 | about their money, because salary transparency is important and because we can all learn something |
| 0:48.0 | from other people's financial mistakes and money hacks. Other people's pockets is a co-production |
| 0:52.0 | of push-can industries and little everywhere. Listen to other people's pockets on the I Heart Radio |
| 0:57.0 | app, Apple Podcasts, or wherever you get your podcasts. Hi, I'm Francis Fry, and I'm Ann Morris, |
| 1:02.0 | and we are the hosts of a new Ted Podcast called Fixable. We've helped leaders at some |
| 1:07.0 | of the world's most competitive companies solve all kinds of problems. On our show, we'll |
| 1:12.0 | pull back the curtain and give you the type of honest, unfiltered advice we usually reserve |
| 1:17.0 | for top executives. Give us a call and we'll help you solve the problems you're stuck on. Listen to |
| 1:22.0 | us, Fixable on the I Heart Radio app, on Apple Podcasts, or wherever you get your podcast. |
| 1:27.0 | Welcome to How To Money. I'm Joel, and I am Matt, and today we are answering your listener |
| 1:35.0 | questions. |
| 1:53.0 | Yeah, man, that's right. It's Monday, and we are answering your questions this week. We've |
| 1:57.0 | got a bunch of great ones, including one about Roth IRA conversion, whether now is a good time |
| 2:02.0 | to do that. We've got a question about paying down debt, or maybe she should invest that money |
... |
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